I rent a house for $4600/mo. To buy this same house in the same neighborhood, it would be roughly $1.6m, tho prices are starting to fall a little on these higher cost neighborhoods, so let’s say $1.5m for a deal.

With a 20% down-payment on a 30 year fixed rate loan, it would be close to $10000/mo (including insurance and property taxes).

Also, the lions share of your mortgage goes to paying down interest for the first decade or so.

So let’s say $1k goes to principle per month. You’re still burning twice as much money owning as renting.

The only financial upside is that you may be able to sell for more than you paid. Minus Realtor fees, whatever renovations / maintenance you made over the years, etc.

The current market is insane.

Edit - so I’m not talking in complete generalities, I glanced at the interest/principal ratio. No idea how accurate this is.

After a year of mortgage payments, 31% of your money starts to go toward the principal. You see 45% going toward principal after ten years and 67% going toward principal after year 20.

https://www.americanfinancing.net/mortgage-basics/mortgage-payment-explained

I don’t know what the ratio is in the first year, maybe 100% interest?

So at a monthly payment of $9800, $7864 of which is towards mortgage, that’s $2437 / mo towards principal from years 2-9.

So essentially you’re burning $7363 instead of $4600 for the hope that your house increases in value when you sell it.

Fiscally speaking. There are a lot of other pros and cons to owning.

There’s no lesson to be learned. They will blame it on the Dems for not being attractive enough. They’re still saying that about 2016.

You’re surprised? I wouldn’t have been surprised if Dr Phil was his pick.

Yep. And as much as I’d like to blame 3rd party voters, even if they all voted Harris to giver her the majority, she’d have still lost due to electoral college.

I will absolutely blame the non-voters though. And the 3rd party voters still get part of the blame.

But then everyone will think you’re a nazi. Because you’ll smell like all those masked nazis you doused.

Rofl, victim complex much? “Punching down” like you’re some repressed minority for having shitty prioritization skills. Jfc

Obviously, this statement was not targeting you specifically. “You” is targeted towards Trump voters and non-voters.

We knew what was on the ballot. I don’t care that the DNC could have done better. When the choice is “meh” vs literal Nazis, you’re a damn nazi if you didn’t vote directly against them.

I’m fucking done mincing words after voters gave them the House, Senate, POTUS, and all the god damn courts.

Trump also said he’d aggressively deport and sort through the mistakes later. He’s going to deport legal immigrants too, and I very much doubt they’ll let them back in without an extensive legal battle. Which will never move forward because he’ll intentionally starve the court system (like congress already did at his order) so that realistically, they will never get through the system.

Great fucking job giving Nazis free reign, you stupid, stupid, evil fuckers. You had a choice to fight nazis when it was easy. Just a vote. But you chose nazis, one way or another.

If you dunk chunks of raw bear in it like an Oreo, you sure can!

Go ahead. Let your anti science cultists get themselves sick. I don’t fucking care anymore.

It feels like we’re living in the middle of one of those cultist documentaries, where 29 years from now the stupid fucks that survive are going to be on camera going “I know it sounds weird, but it was really compelling at the time”. Except this cult doesn’t even have fun drug fueled orgies.

If it makes you feel any better, we’re all actually getting Australianized.

Rupert Murdoch is the cunt largely responsible for the polarizing propaganda passed off as “news” around the western world

Yeah. It’s called negotiating. You start at a number higher than what you’d be happy with, expecting to meet somewhere in the middle.

Why? So that they’re officially convicted so that Trump can pardon them?

How, exactly? They own the courts, and have the presidency, senate, and likely the house. How exactly do we fight back? America gave them the authority to do anything they want that doesn’t require a super majority.

Except local refusal to enforce doesn’t really work with gay marriage. If feds refuse to accept gay marriage, they won’t be able to file jointly on federal taxes, and the protections to Rights for spouses like medical visitation / decisions would have to be repeated locally, which could (would) get challenged and ultimately overruled by SCOTUS

And yet, the Overton window isn’t wide enough to fight a tiny slice of window, which is “far right fascists”

And in the same breath, they’ll say it’s the Dems fault for supporting genocide.

“Or votes wouldn’t have made a difference in the outcome, but Dems lost because they didn’t do the thing that would have supposedly gotten our vote”

Yep.

No, the difference is the extent of which they will enable genocide. And I’m not just taking about Gaza.

It’s a massive fucking difference.

Trump wanted to deport Haitans to Mexico. You’re not getting a free ride to Ireland. Hope you like tequila.

For me, it was the days and weeks after Jan 6th, when it became clear that outright insurrection, a violent coup, was not going to spark a course correct.

The republican party should have shattered. The non-fascists should have woken up, and fought with MAGA, and years later, a viable political party rise from the ashes.

But that didn’t happen. A few conscientious dissenters fell on their swords, most at retirement age anyway. Fascism took over completely. And the American people ate it up.

Weeks after Jan 6th, it was clear that consequences were not coming. They took their mask off, and no one cared, or couldn’t stop them.

And here we are. Convicted felon with absolute power on his way to the Whitehouse, who owns the SCOTUS, Senate, and likely the House.

Trump will have unchecked power to do whatever he damn well pleases.

Way to fucking go, America. I fucking hate my countrymen.