I urge people to please read the article. When you read it properly, you can see that it mentions that Gen Z are emotionally risk averse but says nothing about their risk taking in other avenues like finance, entrepreneurship, career direction, etc.
In fact, the Forbes article clearly shows how Gen Z are taking more risks in entrepreneurship and work related activities.
You have to define safe here. Investing in starting a business, even one involving sitting behind a screen and writing code, involves a appreciable amount of risk of losing your money. In no way is that person in a position of safety.
I would actually like to see if gen Z are more risk averse when it comes to participating in adventure sports - mountain climbing/rock climbing, skydiving, rafting in fast flowing water, etc