So long as you can pay. If you can’t pay they will repo it and sell it again and you’ll still owe. They used to do this with payday loans to buy vehicles outside military bases. We were all warned against them at the start but young service members still tried to buy vehicles from them occasionally. I even know a guy who used to install kill switches in them so they could repo the cars easier or disable them if you didn’t pay. Payday loans are scammy as hell.